Category Archives for Retirement

Retiring Overseas – sound compelling?

The most compelling reason to think about retiring overseas is the cost of living. Whatever your budget for retirement, it will stretch much further in many places around the world than it will in the U.S. If your retirement budget is very small, retiring overseas can be the secret to shifting your retirement from a cause for worry to an exciting adventure. I see these kinds of posts/ad all over the internet and magazines and must admit my husband I have discussed them.  But when push comes to shove and the con’s out way the pro’s we said no, not for us.  The interesting thing is I don’t think we are any different than many other retirees.  We like many others don’t have any pensions other than old age security (if you want to call it that), so lowering our monthly out lay sounded great. Now if you are just retiring and in our 60’s the adventure might just be the thing for you.  We are no longer that young and have discovered as time goes on  travel is becoming less and less enticing.  Neither of us has any real health issue so the cost of insurance or even our

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Retirement Comes ……

at the most inappropriate times, sometimes! For some retirement is not an option, either you have reached the “corporate deemed” retirement age or you have been caught up in corporate right-sizing frenzy or perhaps you have been lucky enough to make the decision on your own. No matter how it happens it often catches you before you’ve caught on to what requirement will really mean. I’m sure each of you has gone through the financial issues and have made the appropriate plans with respect to the money you will need once you are retired. The one thing that often gets overlooked is what is our life going to look and feel like when you wake up the morning after retirement. No, I’m not talking about the possible or probable hangover. I am talking about what you need to consider  after you retire. To give you something to think about the day after retirement we have created a report that addresses those things. They will give you food for thought if nothing else. Click Here To Get Your Report!

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That fleeting thing called MONEY

The one thing I have learned about wealth in my life is that it is fleeting. There have been times when money was almost note; I said “almost”, no object. Which translated means, I had a good job, my husband had a good job and our income far exceeded our expenses, so we spent freely and might I add “foolishly”. I am sure many of you can relate to buying something just because you liked not needed it. It may have been a short-lived experience or simply an attempt to ease the pain of having no money, but we have all done it, I’m sure. The other thing I didn’t do is exactly what I get after (hound is more like it) my kids to do now is when they had a surplus funds was to put away in some interest bearing vehicle enough money to last through 3 months of living expenses. I am not quite sure why the three months, but it seems to me that we were never really out of work or lacking for funds no matter what the situation for more than three months. The other thing about money is that when we had it

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